It might be lagging too much due to this;
Code:
<!-- Only specify these two if you really think you need to. -->
<address>192.168.123.254</address>
<localaddress>127.0.0.1</localaddress>
I don't think this is needed - quote them out and see if it gets better;
Code:
<!-- Only specify these two if you really think you need to. -->
<!-- <address>192.168.123.254</address> -->
<!-- <localaddress>127.0.0.1</localaddress> -->
Also on your accounts table , minilogin_ip should have the address of the client machine you are logging from, and be sure you have no firewalls blocking your access.