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 I believe it is indeed the survey issue, but I will wait to confirm.  After adding the [MISC] section from another thread, I am 4/4 in successful logins.  Odd that I don't exhibit the same crash sequence that the other thread described, but if it's now fixed, so be it.  I will post the details of my fix for future reference once I am satisfied that the problem is solved.
 Thanks for letting me bounce ideas off of you.
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