I got three cards when I was eighteen (25 years ago) after I got the first bill from the first one,only then did I understand interest rates. I cut all three cards up and sent them back to where they came and have never had another one. I have bought new cars, houses and whatever else I needed without the credit of a card and anything else I have wanted if I wanted bad enough I learned was cheaper to get with cash once I saved up for it, and then it was paid for and no worries of someone taking it from me... Wherever you go and whatever you do cash works just as well.
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