[Rabayn]

I am not sure why you are having problems, as I have roughly the same setup and it is working fine. So, I will just post my configs and you can see if any of what I have done works for you. The IP addresses aren't exactly what I use for my internet exposed private server, but you get the idea.

Here is my eqemu_config.xml:

<?xml version="1.0"?>
 <server>
   <world>
	 <shortname>Hansen</shortname>
	 <longname>Hansen</longname>
 
	 <!-- address has to be specified for minilogin to work -->
	 <address>172.1.1.100</address>
	 <localaddress>172.1.1.100</localaddress>
	 
	 <!-- Loginserver information. -->
	 <loginserver>
	   <host>127.0.0.1</host>
	   <port>5998</port>
	   <account>ServerAcct</account>
	   <password>Nunya</password>
	 </loginserver>
	 
	 <!-- Sets the shared key used by zone/launcher to connect to world -->
	 <key>Blah blah blah</key>
	 
	 <!-- Enable and set the port for the HTTP service -->
	 <http port="9080" enable="true" mimefile="mime.types"/>
   </world>
 
   <!-- Database configuration, replaces db.ini -->
   <database>
	 <host>localhost</host>
	 <port>3306</port>
	 <username>root</username>
	 <password>Nunya</password>
	 <db>peq</db>
   </database>
</server>

Here is my private login LoginServer.ini:

[LoginConfig]
ServerName=Hansen
ServerDescription=Hansen Private Server
ServerMode=PrivateLogin
ServerPort=5998
ipaddress=
allowanonservers=0
statsaddress=
statsport=

Private login db.ini:

# READ README.TXT!

[Database]
host=127.0.0.1
user=root
password=Nunya
database=peqauth

To setup private login for the server account and one user I used the commands against the peqauth database which is my authentication DB. EQEMU uses the peq database.

use peqauth;
insert into login_accounts set name='Rabayn',password=md5('Nunya'),user_active=1;

insert into login_worldservers set account='ServerAcct',password='Nunya',name='Hansen';

I "think" that is all the configuration I did to get up and logged on. Obviously I sourced the .sql files for both peq and private login in their respective databases. Anything else was tweaking rules/variables and other peq specific data to taste. Sorry I'm not of a bit more help, but I haven't been able to duplicate your problem.