Here is what you should have using your information and my file structures. This is based on an SOD client because that is all I run. A number of the ports were different as well as server name settings. I have found that many times for whatever reason 127.0.0.1 and localhost are NOT interchangeable in these files. Also, your eqemulogin.ini is considerably more detailed and larger than mine.
<!-- Loginserver information. Defaults shown -->
<loginserver>
<host>everquest.homelinux.net</host>
<port>5999</port>
<account></account>
<password></password>
</loginserver>
<!-- Chatserver (channels) information. Defaults shown -->
<chatserver>
<host>localhost</host>
<port>3018</port>
</chatserver>
<!-- Mailserver (in-game mail) information. Defaults shown -->
<mailserver>
<host>everquest.homelinux.net</host>
<port>3018</port>
</mailserver>
<!-- Database configuration, replaces db.ini. Defaults shown -->
<database>
<host>127.0.0.1</host>
<port>3306</port>
<username>root</username>
<password>xxx</password>
<db>peq</db>
</database>
Eqemulogin.ini
Port=5999
DumpPacketsIn=true
DumpPacketsOut=true
Trace=false
DatabaseServerName=127.0.0.1
DatabaseCatalogName=<login database name>
DatabaseUserName=root
DatabaseUserPassword=xxx
OPCodePathAndFileName=login_opcodes.conf