This table is a bit too big (over 3MBs) to add to the SVN IMO, so I will just post a link here for now:
http://stormhavenserver.com/download...skill_caps.sql
As for the skillcaps, the idea to just add a rule for it is probably best. I can set it to pull the value from MaxLevel if the new rule is set to -1, so it doesn't need to be adjusted by default. Then, only if your server goes above the cap on your skill_caps table, will you actually need to adjust that rule.