50-32 = 18.
Level Bonus = 18 * 18 / 2 = 162.
This is added directly to the resist value which with a roll out of 200 with no other modifiers 81% of binary spells cast by a level 32 on a 50 will resist. In reality the npcs will also have some minor resists. And the level bonus spikes to 1000 if you're at a 20 level distance or greater (though not currently settable by a rule).
Partial spells at harder to fully resist and I think fear *might* still be a partial spell which could be a problem in this situation. One I probably would be willing to fix code wise if it's a big problem.
Also might be screwing you up is the MinResist/MaxResist fields on spells which was added at some point. These override the calculations in code.
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