Minilogin didn't do any account authorization.  I think all it did was sent the ip address of the client and the login information for the account was then pulled from minilogin.ini..  Running with minilogin, I can put anything in the password field and connect.  Would be nice to have an actual minilogin server which would authenticate though.. 
There was a post here somewhere with link to source for an OOOOLLLLDDDDD minilogin program..  Think it was from back in 2002 though but might give someone with C++ an overview of how it worked to write a new one..  Not sure if the link was deleted or not but was here a week or so ago.