Quote:
Originally Posted by techguy84
Well, its fair if your certain people. But most people wont feel happy paying $600+ or something they do not have in thier home and are able to use. I did financing on the systems that I sold. My repayments were simple, and if no one paid, I went and repo'ed the system. I found it alot better for the customer to have the system in thier hands, then to not, when they are paying on it. Imagine if a car dealer told you what you just said.
My financing, was more or less, out of pocket. I put trust in people by how they feeled. I didnt go by a credit score, I went by a person score. People were alot happier, and a happy customer is a returning customer, and a refering customer. The difference between my financing, and the financing of the bank corpations that put out things like Dell Financial Services is that i have no fine print. I have no APR. I can state the ins and outs of my fiancing off the top of my head.
Banks have WAY TOO MANY details to make money. But hey, thats how they get richer.
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Sorry a little late responding, been really busy.
I call it Layaway to own, what you can afford down, and pay us at least once a month for 1 year max. No markup, no extra fees. It stays with me till you pay it off. You have you receipts etc.. However i do keep it to 4 max to protect myself.
And your correct not everyone can help every situation out.
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