Quote:
Originally Posted by Docs
I wish i could link for you the dell lawsuits going on with that problem your seeing Angelox.
I know where you guys are coming from, and this is why i take each customer aside and explain to them? you want this PC i have here.... pay me each month normal and when your done paying it off (layaway) pay me asap and you can have it in your home for 0 interest, 0 admin fee's etc.. just dont come back 6 months later asking for a refund.... cause you will lose 20% of it for restocking fee's.
I cant get any more fair then that.
But i cant do the whole city
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Well, its fair if your certain people. But most people wont feel happy paying $600+ or something they do not have in thier home and are able to use. I did financing on the systems that I sold. My repayments were simple, and if no one paid, I went and repo'ed the system. I found it alot better for the customer to have the system in thier hands, then to not, when they are paying on it. Imagine if a car dealer told you what you just said.
My financing, was more or less, out of pocket. I put trust in people by how they feeled. I didnt go by a credit score, I went by a person score. People were alot happier, and a happy customer is a returning customer, and a refering customer. The difference between my financing, and the financing of the bank corpations that put out things like Dell Financial Services is that i have no fine print. I have no APR. I can state the ins and outs of my fiancing off the top of my head.
Banks have WAY TOO MANY details to make money. But hey, thats how they get richer.
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