ok basically there are globally loaded models and there are locally (zone specific) loaded models.
All players races, all default pets, mounts and illusions - they all loaded globally. So all of these are always available, given your global load file is properly set up. What exactly IS in your global load may also depend on which client you are using. For example RoF2 client have a few dozen models that always loaded even if they not exclusively listed on global load file.
Any model you want to use that is not part of global load - needs to be added.
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