Well, here the story of why I quit Paypal and Ebay (they are both the same);
I used to sell things on Ebay, and would get paid via PayPal - I had a round 200 of those 'perfect' stars (or whatever they were). I sold an item to someone for around 47.00, and the person paid with a credit card via Pay Pal. About 3 months later , when I was good and broke, My bank account gets canned for 47.00 and I get an email saying that the person who bought the item 3 months ago used a stolen credit card. If I want to dispute I could, just 'click here' and fill out the forms , there's a charge of 20.00 for this service. I figured. Since I'm such a "good noodle" that had many stars, and this was not my fault - I would at least get 27 of my 47 dollars back, if I took their offer.
Needless to say, that was just a troll and I fell for it: WtF was I thinking? I was going to win against the corporate credit card companies? I got their "sorry" letter and then I was out of 67.00! Don't sound like much, but you have to be retired and on a fixed income to understand the economics of all this. I didn't "authorize" them to take the money out, they did as they please with me (I agreed to this when I signed up with them).
Life is a learning trip, here I am, over the hill and going down, still doing stupid shit and learning from my mistakes. At least is wasn't a 200.00 item (I would have starved to death)
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