It has to do with how the mitigation AAs are applied. You can raise it to make them more effective or lower it to make them less.
AC on character screen doesn't have the softcaps built in to show. Also it's made up of both avoidance and mitigation. There also might be some other factor that I'm missing but it doesn't really matter cause the character screen is just for show(even on live). It's designed to give a relative understanding of AC for characters otherwise it would be much easier to read.
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